Q Can my attorney find out the full amount of the Insurance Policy of the Defendant?
A: Yes! In the state of Virginia, your attorney can find out the limits of the Defendant's insurance policy. This is done in writing by having the Plaintiff supply the date of the accident, the name and last known address of the Defendant, a copy of the accident report, and the claim number, if available, to the Defendant's insurance company. You also need to submit to the insurance company your medical records, medical bills, and relevant wage-loss documentation. If those items total or exceed $12,500, the Defendant has 30 days to respond in writing and disclose the limits of liability of their policy. Just remember, this is not a conviction.